Careless

I recently over drew my bank account. I would like to say that I'm a lot more are careful then I think but I'm not. I take it day by and day and think "oh my acct is fine" I then think of a million reasons why my acct could be in trouble and start to worry what I'm going to do to fix it. Is it Carelessness on my part? or is it that the banks are really trying to screw us over. I don't think its fair that the banks have so much control over your hard earned money. With out the banks most of our bills wouldn't be paid, just simply on the fact that the banks make it so that that's the only way to pay lenders. sigh!!!!!!!!!!!!!!!!!!!!!!!!
I recently heard from a friend of mine. Grant you she is a few years older than I but none the less this is her story. She went to grocery store; got her items and came back home. Just as she was setting her bags down; the phone rang, it was her son. He stated that he needed a small loan to get by for a few day because the IRS had wiped out his acct due to the fact that he hadn't paid back taxes. Well since it was just my friend and her son, her son put his mother on all his bank accts. She went for that small loan at the bank and nearly hit the floor. Because she was on her sons acct and had her own accts the IRS felt it necessary to take all the money these two were connected to so that they could get paid. "No harm in this do you say!!!" Your wrong, the IRS doesn't have the right to take away all of what you have; so you can't make payments to everyday bills and such. For these two people in my life they are still having problems keeping hold of money. On one hand this has taught me to pay the IRS right away and second, pay close attention to your money for it really isn't in your hands.
I may careless at times over drawing my acct but who doesn't do this? We don't like to admit to it but it happens and it happens again. We all make mistakes but truly ' what gives the right for some money hungry computer/people to take every last cent you have to justify something in the past???? I really hate money!!!!!!!!!!I truly hate it and can't stand it but I must live with this hatred if I choose to stay with in the society I live.